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NEFT (National Electronic Fund Transfer) -

NEFT is an electronic fund transfer system in which the transactions received up to a particular time are processed in batches.Contrary to this, in RTGS, the transactions are processed continuously on a transaction-by-transaction basis throughout the day. No limit for transfer money.
It is a nation-wide electronic payment system in India that facilitates one-to-one funds transfer from one bank account to another.

E - Comm

ECOM transactions, short for e-commerce transactions, represent the backbone of online commerce. Banks ATM card holders can perform this type of transactions. They encompass the buying and selling of goods and services over the Internet, facilitated through an online e-commerce payment gateway. These transactions have revolutionised the way businesses operate, offering convenience, global reach and secure payment methods.

E- Statement

The Ambika Mahila Sahakari Bank Ltd. Bank now provides E-statement Facility for all its customer. Now you can receive your account statement on your registered mail ID with us.
Procedure: Saving account holders will receive the statement on a monthly basis only. Current / Cash credit account holders can get the same daily, weekly, monthly or on quarterly basis. This facility is totally free cost. You can access your account anywhere as you will receive the statement on your mail ID & no need to visit the branch or request for the same as you have registered yourself for the E statement facility.. If you activate this facility, physical/hard copy of statement from bank will be discontinued & in case you require both then you will have to pay duplicate statement charges.

Rupay Debit Card

The Ambika Mahila Sahakari Bank Ltd offers a RuPay Debit Card specially designed to provide various Services to Customers. This debit card is used in all bank ATMs, POS terminals and online shopping E-Commerce transactions with in India. ATMs are convenient, allowing Customers to perform quick self-service transactions such as Cash Withdrawals, Mini statements, Balance Enquiry and Pin change. Customer gets the card at home branch of The Ambika Mahila Sahakari bank Ltd. ATM Annual Charges – Yearly Rs. + GST. Monthly 3 transactions (Fin & Non-Fin) free for banks. ATM Withdrawal for all cardholder per day limit Rs. 25,000/-, POS/ E-Com – Rs. 25,000/- (Daily limit will be considered as combined of POS & E-Com)

UPI

The Ambika Mahila Sahakari Bank Ltd offers UPI (Unified Payments Interface) is a unique payment system through which you can link your bank account to a mobile application and make transactions safely. From transferring money to friends, to paying merchants, from online shopping to paying utility bills, UPI makes transferring money easy, safe, and instant.Simple process to register UPI enabled app downloaded from Play Store.Double-layered security with mobile device PIN and UPI PIN, to protect you from fraudulent transactions and keep your information safe.Immediate money transfer from one bank account to another.

SMS Banking

The Ambika Mahila Sahakari Bank Ltd provide to customer SMS service. SMS (Short Messaging Service) banking is a state-of-the-art unattended system used for providing 24 hours service to the Bank’s customers for accessing their account information using mobile instrument. SMS banking uses the power of software and SMS technology to process the customer’s request, scans the bank’s database for necessary information and replies to the customer’s mobile by sending message in text format, which are send through system automatically.

Any Branch Banking

The Ambika Mahila Sahakari Bank Ltd is provides Any Branch Banking facility to Operate your Savings / Current / Overdraft / Cash credit from any Branch of the Bank. This service is a highly convenient and secure system for online, real-time inter branch transactions across the Bank. Any branch banking offers you greater flexibility, transaction power, convenience and ease in banking. The benefits of Any Branch Banking come to light in the context that it is no longer practically possible to carry money everywhere we go and also to restrict banking to one branch or open multiple bank accounts wherever we go.

Real Time Gross Settlement

RTGS is Real-time Gross Settlement, meaning that through this method, the money is transferred from one bank account to the other in real-time, without any delay. RTGS works out as the best payment method if you need to transfer an amount equal to or more than Rs. 2 lakh in real time. RTGS does not follow any specific processing method unlike NEFT; hence, the funds are settled in real-time, without any delay. Through RTGS, each transaction gets processed with every instruction, which makes the money transfer process easier and faster.

IMPS

IMPS – Immediate Payment Service

IMPS is an interbank electronic instant mobile money transfer service through mobile phones. Our IMPS service helps you access your bank account and transfer funds instantly.

Savings account holders will receive the statement on a monthly basis only. Current / Cash credit account holders...

Benefits of IMPS
  • Instant credit to the beneficiary.
  • Available 24x7x365.
  • Send and receive funds with just the mobile number and MMID.
Additional Information

Yes, walk-in customers can remit cash through NEFT from any of the AMSBL Bank branches.

Mobile Money Identification Number (MMID) is a seven-digit number, of which the first four digits are the unique identification number of the bank offering IMPS.

CTS Clearing

The Ambika Mahila Sahakari Bank Ltd is provides CTS clearing service to customers. CTS stands for Cheque Truncation System.CTS enables fast and cheap realisation of funds to customers as compared to traditional mechanisms. Under grid-based CTS clearing, all cheques drawn on bank branches falling within in the grid jurisdiction are treated and cleared as local cheques.

Mobile Banking

Bank has provide Mobile banking service to customer. Mobile Banking refers to financial services and transactions provided by banks through smartphone apps, allowing customers to access their accounts, make transfers and more, without visiting a branch. It offers convenience and accessibility to banking functions anytime, anywhere.

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